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D7 Passive Income Visa in Portugal

Start your D7 Visa application from anywhere, stay stress-free while we take care of everything!

D7 VISA in Portugal

Dreaming of a fulfilling life in a vibrant, culturally rich, and welcoming country?

 

Portugal makes an ideal choice!

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The D7 Visa in Portugal is for people from outside the EU, EEA, or Switzerland who want to live in Portugal and have a steady passive income, like a pension or rental income. It's a great option for retirees or anyone with regular income who doesn't need to work. With this visa, you can enjoy Portugal’s good quality of life, affordable healthcare, and even bring your family. It also lets you travel in the Schengen Area and can lead to permanent residency or citizenship.

Financial Requirements:

Minimum passive income: +10.440€** per year

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Minimum savings: +10.440€**

**Net of any tax and social contributions.​​​​

Time for Application:

Processing time: 1 to 4 months**

Highly depending of the processing times of the country in which you are applying.

Who is this visa for?

Retirees
Individuals who receive a pension that provides a stable and reliable source of income.

​Individuals with Real Estate Investments

People earn from investments like rental properties.

Individuals with Investment Income
People with financial investments or earnings from business dividends

Income from Intellectual Property
Holders of copyrights, patents, or royalties can qualify if these provide a steady flow of income.

Key Requirements for D7 Visa in Portugal

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Financial Documentation

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  • Passive Income: Minimum €870/month (€10,440/year) after taxes, derived from pensions, rentals, dividends, or royalties.

  • You will need to prove this with bank statements, rental agreements, royalty agreements, tax returns, etc.

  • You will need to prove your earnings are stable, so a 12-month paper trail is recommended.

  • Savings: Recommended €10,440 per adult (additional amounts required for dependents).

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Additional Essentials

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  • NIF & Portuguese bank account

  • Criminal Record Certificate: Clean and recent record from all countries of residence, translated and notarized in Portuguese.

  • Valid Passport: At least six months’ validity beyond the application date.

  • Accommodation: A rental agreement valid for at least six months, registered with AT (the Portuguese tax authority)

  • Health Insurance: Travel insurance (€30,000 coverage) for the visa application, plus Portuguese health insurance for residency.

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Step-by-Step Process

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  • Step 1: Document preparation

    1. Proof of Income:

      • Collect detailed records like bank statements, invoices, rental agreements, and tax returns.

    2. Savings:

      • Prepare bank statements showing at least €10,440 in savings (recommended).

    3. Criminal Record Certificate:

      • Obtain, translate, and notarize the certificate in Portuguese.

    4. Accommodation Contract:

      • Secure a valid rental agreement.

    5. Health Insurance:

      • Purchase travel insurance for the visa duration.

    6. Motivation Letter

      • This isn’t mandatory, but a cover letter explaining a little about yourself and your reasons for moving to Portugal always helps.

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Step 2: Portuguese Essentials

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  • NIF (Tax Number): Required for opening a bank account and signing rental agreements; obtainable remotely or at a Portuguese tax office.

  • Portuguese Bank Account: Open in person or via power of attorney to demonstrate financial readiness.

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Step 3: Origin country appointment

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Online Registration:

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  • Apply through the local Portuguese consulate or VFS Global, depending on your origin country.

    • DIY: Application forms will be available online in Portuguese.

    • With INLIS, we will submit your application.

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Document Submission:

  • Prepare and print all documents needed. Some of which may need to be notarized and translated.

    • DIY: We’d at the very least recommend cross-checking your final documents with someone who has been through this process before, as VFS or your consulate likely won’t be available to offer any assistance. Your first encounter with them will be at your appointment.

    • With INLIS: we will be managing the document collection process and checking ahead of time whether they are sufficient and will be accepted at your appointment.

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Schedule Appointment:

  • Book an in-person appointment.

    • DIY: These can be tricky to get, particularly if using the VFS system, as it, quite frankly, hardly even works. We would advise checking daily for new appointments, on multiple browsers, and often with multiple VPN settings.

    • With Yon: We will ask for your general availability and book these for you.

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Attend Appointment

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  • Attend your consulate or VFS appointment with all the necessary documentation.

  • Pay consulate/VFS fee either online or in-person, depending on the country of origin.

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Receive a temporary visa

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  • After reviewing and accepting your application, you will receive a 120-day visa allowing entry to Portugal for residency processing.

  • If anything is missing or deemed invalid, you will need to submit an appeal.

    • DIY: you will be notified of one or multiple rejection reasons, and have to liaise with the consulate or VFS to appeal this decision with new documents.

    • With INLIS: we will be communicating on your behalf and submitting any appeals behind the scenes.

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Step 4: AIMA Appointment

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Travel to Portugal

  • The 120-day visa allows entry to Portugal for residency processing. You will either already have, or be waiting for, an AIMA appointment.

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AIMA Appointment:

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  • Prepare updated documents.

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  • With INLIS: Once again, we would handle the document collection & checking process for you, so that when you turn up at the appointment, you know everything will be valid and accepted. We will also handle any appeals if need be.

  • DIY: You will need to prepare a similar round of documents, but they will need to be updated. Please be aware that your documents will be checked more deeply with AIMA, so, for example, they will now be checking that a lease agreement is legitimately registered with the tax authority

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  • Complete biometric requirements.

  • Pay the AIMA appointment fee of €170 in person.

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Receive your residence Card:

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  • Initial validity: Two years (renewable for three additional years).

  • This will be posted to your registered address in Portugal, and usually takes a couple of weeks to arrive.

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